Opening a business bank account as a new LLC owner is a document scavenger hunt. A business bank account setup SaaS checklist is the map, and the good ones are provider-specific.
- Every bank or fintech wants slightly different paperwork: formation certificate, EIN letter, operating agreement, ownership details, sometimes a US address or ITIN. - A checklist that knows your bank's current requirements beats a generic template every single time. - Some formation providers ship a bank-ready document pack; judge that bundle before you buy, not after you are stuck. - Track EIN and banking as linked steps, because no EIN means no bank account for most options. - Respect the order: EIN first, then the account, then payment processing; checklists that honor that sequence are worth more than prettier ones.
Compare providers on their banking support at formationcompare.fyi, and if you want the sequence handled rather than tracked, my service covers the post-formation setup, EIN, banking, and registered agent for $49 plus the state fee.